During the 2008 stock market crash, mutual insurance companies outperformed many other financial institutions. This was attributed to several factors:

States have consistently taken a straightforward approach to Medicaid cost recovery: shifting part of the financial responsibility to the Medicaid beneficiary through Medicaid's asset and income spend-down rules. These rules require beneficiaries to deplete nearly all personal income and assets in exchange for Medicaid coverage of long-term care needs.

Long-term care insurance can help protect individuals, their families, and their assets against the potentially catastrophic cost of extended care by providing the funds to meet expenses when the time comes.

The Retirement Crisis is a global emergency. To understand why our retirement system is failing in the United States, it is best to understand what other countries are doing better than we are.

After a compelling discussion over a cold beer and napkin doodles, I took his advice.

While group life insurance provided by employers might seem like a convenient safety net, its temporary nature often leaves a gap when you make the inevitable leap to new opportunities.

The level of protection varies from state to state.

The repercussions of the 2008 recession were felt far and wide, shaking the foundations of financial security for millions. Retirement dreams were shattered as 401k balances plummeted.